Comprehensive cover with extra features as standard, offering you quality service and support when you need it most – just as you’d expect from Škoda.
Škoda Car Insurance is provided and underwritten by U K Insurance Limited.
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Why choose Škoda Car Insurance?
Features and benefits
Škoda Car Insurance includes lots of extra benefits at no additional cost.
For full details on what’s covered, please refer to the
Škoda Insurance Cover Booklet.
Škoda
Approved repairs
All repairs are carried out by Škoda trained technicians in Škoda authorised repairers, giving you the peace of mind that your Škoda will be repaired to the same high standards as before.
Škoda genuine
parts
We only use genuine parts (excluding windscreen claims) and accessories and each one comes with a two-year warranty, excluding wear and tear items.
Courtesy
Car
We’ll provide a courtesy car while your car is being repaired by a Škoda Approved Repairer.
Vandalism promise
If you make a claim for damage to your car caused by vandalism, you won’t lose your No Claim Discount with us. The incident must be reported to the police and assigned a crime reference number, and the damage can’t have been caused by another vehicle. You will need to pay the accidental damage excess.
Uninsured driver
promise
If you make a claim for an accident that is not your fault and the driver of the other vehicle is not insured, you will not lose your No Claim Discount with us or have to pay any excess. You will need to provide details of the other vehicle, including the registration, make, model, and driver details.
24 hour
accident recovery
In the event of an accident you will have access to our 24 hour recovery helpline.
Electric car
battery cover
We’ll cover your electric car’s battery, whether it is owned or leased, if it becomes damaged as a result of an insured incident.
Windscreen
cover
We’ll pay to replace or repair broken glass in the windscreen, sunroof or windows of your car less any excess that applies.
Personal
accident
In the event of death or injury whilst getting into, travelling in or getting out of your car, we will pay you or your legal representatives for death, total and permanent loss of sight in one or both eyes or loss of any limb.
Electric charging
cables cover
In the event of accidental damage, fire or theft, we’ll cover your electric charging cables and your home charger. We will also cover accidents caused by any electric charging cables, when attached to your car.
Child seat
replacement
We’ll cover the cost of replacing any child seat with a new one of the same (or similar) model and standard following an accident.
Personal belongings
cover
We will cover up to £250 for personal belongings that are lost or damaged following an accident, fire or theft.
Online Documents
Skoda Car Insurance Cover Booklet
New customers (U K Insurance Limited)
View updated privacy policy for U K Insurance Limitedpdf (6.2mb)
Skoda Car Insurance Cover Booklet
My Škoda Car Insurance policy started from 30th April 2024 (U K Insurance Limited)
View updated privacy policy for U K Insurance Limitedpdf (6.2mb)
Škoda Car Insurance Cover Booklet
My Škoda Car Insurance policy started between 11th October 2023 and 29th April 2024 (U K Insurance Limited)
View updated privacy policy for U K Insurance Limitedpdf (4.4mb)
Škoda Car Insurance Cover Booklet
My Škoda Car Insurance policy started between 5th January 2022 and 10th October 2023 (U K Insurance Limited)
View updated privacy policy for U K Insurance Limitedpdf (4.8mb)
Renew Your Policy
When it comes to renewing a Škoda Insurance policy we’ll contact you in advance of your renewal date with details on what to do.
If you’ve not heard from us when you were expecting to, you can of course contact us.
If you are an existing Škoda Car Insurance customer, you can update your automatic renewal preference online.
Škoda Car Insurance is provided and underwritten by U K Insurance Limited.
FAQs
Please contact us and we will update your policy and advise of any changes in premium, providing your new vehicle fits our underwriting criteria.
Please contact us to update your personal details and we will advise of any changes in premium.
This should be on your renewal schedule from your previous insurer. Alternatively, your previous insurer can send you a proof of no claims letter. The documents must be the originals and up to date.
Please contact us to cancel your policy.
Please contact us to discuss a new or existing claim.
No. There are dedicated electric and hybrid car insurance policies available in the market. However, Škoda Car Insurance has been designed to work for electric cars as well as petrol and diesel models. With our battery and electric charging cables cover, you can feel secure that your Škoda is in safe hands.
Because some electric vehicles are more expensive than some petrol or diesel models, you may find that car insurance premiums are higher. Your age, address, annual mileage and many other factors (that apply to all vehicle policies) will also be considered when the premium is calculated. To find out the premium for your Škoda, simply get a quote.
If you choose to install a fixed charging station (power bank) in your home, it wouldn't be covered under your car insurance. However, you can get cover under your home insurance policy, so it’s worth checking with your provider.
Škoda Car Insurance is provided and underwritten by U K Insurance Limited. They are the underwriter for some of the country’s biggest brands; meaning you can enjoy peace of mind with a trusted insurer. What could be better than a policy tailored specifically for your Škoda, provided by experts you can rely on?