Our fully comprehensive car insurance is designed specifically for ŠKODA drivers to offer you maximum convenience with minimum hassle - just as you'd expect from ŠKODA.
ŠKODA Car Insurance is provided and underwritten by U K Insurance Limited. 3 Year Fixed Price commitment will fix your premium for 2 consecutive renewals, if you choose to renew. The Fixed Price commitment will no longer apply if you or a named driver gain a motoring conviction or make a claim (excluding windscreen claims). The premium at your next renewal will change if you make an amendment to your policy and the revised premium will be fixed for the remaining renewal periods. The Fixed Price commitment does not apply to optional additional products and Insurance Premium Tax price changes.
For full details on what’s covered, please refer to the
ŠKODA Insurance Cover Booklet.
With ŠKODA Car Insurance, you can relax knowing that if nothing changes over the next three years, the cost of your car insurance won’t increase. Your premium will be fixed for two consecutive renewals, providing you choose to renew cover annually. However, there are circumstances where your price may change. Click here to find out more.
All repairs are carried out by ŠKODA trained technicians in ŠKODA authorised repairers, giving you the peace of mind that your ŠKODA will be repaired to the same high standards as before.
We only use genuine parts (excluding windscreen claims) and accessories and each one comes with a two-year warranty, excluding wear and tear items.
We’ll provide a courtesy car while your car is being repaired by a ŠKODA Approved Repairer.
If you make a claim for an accident that is not your fault and the driver of the other vehicle is not insured, you will not lose your No Claim Discount with us or have to pay any excess. You will need to provide details of the other vehicle, including the registration, make, model, and driver details.
In the event of an accident you will have access to our 24 hour recovery helpline.
We’ll cover your electric car’s battery, whether it is owned or leased, if it becomes damaged as a result of an insured incident.
We’ll pay to replace or repair broken glass in the windscreen, sunroof or windows of your car less any excess that applies.
In the event of death or injury whilst getting into, travelling in or getting out of your car, we will pay you or your legal representatives for death, total and permanent loss of sight in one of both eyes or loss of any limb.
In the event of accidental damage, fire or theft, we’ll cover your electric charging cables and your home charger. We will also cover accidents caused by any electric charging cables, when attached to your car.
We’ll cover the cost of replacing any child seat with a new one of the same (or similar) model and standard following an accident.
We will cover up to £250 for personal belongings that are lost or damaged following an accident, fire or theft.
If you are an existing ŠKODA Insurance customer, please refer to your confirmation of cover email or letter to find all your policy documents.
To download a sample copy of the ŠKODA Car Insurance Cover Booklet and any supporting documents, simply click on the appropriate link below.
File size
5.4mb
Please ensure you read this together with the ŠKODA Car Insurance Cover Booklet.
File size
1.9mb
File size
5.4mb
Please ensure you read this together with the ŠKODA Car Insurance Cover Booklet.
File size
1.9mb
When it comes to renewing a ŠKODA Insurance policy we’ll contact you in advance of your renewal date with details on what to do.
If you’ve not heard from us when you were expecting to, you can of course contact us.
Please contact us and we will update your policy and advise of any changes in premium, providing your new vehicle fits our underwriting criteria.
Please contact us to update your personal details and we will advise of any changes in premium.
This should be on your renewal schedule from your previous insurer. Alternatively, your previous insurer can send you a proof of no claims letter. The documents must be the originals and up to date.
Please contact us to cancel your policy.
Please contact us to discuss a new or existing claim.
Every customer that purchases a new ŠKODA Car Insurance policy from 19th August 2019 will receive the 3 Year Fixed Price commitment.
No - your cover will run for 12 months at a time. You will receive a renewal notice confirming your fixed price for the following year; so if you decide that you no longer want cover, you can simply let us know before your cover renews.
Yes - if you make an adjustment to your cover and the price changes as a result, the new price will then be fixed for the remainder of the 3 years.
