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Cookie Policy


A cookie is a small file, typically with letters and numbers, which is downloaded onto your device when you access certain websites. They are widely used to make websites work or run more efficiently, as well as provide information to the website owner.


Please note that cookies can't harm your computer and the cookies we use do not hold any personally identifiable data such as:

  • Names
  • Phone numbers
  • Email addresses
  • Mailing addresses
  • Bank account numbers
  • Credit card information

We do not store sensitive information in the cookies we create, but we do use encrypted information gathered from them to help improve your experience of the site. We have relationships with carefully-selected and monitored suppliers who may also set cookies during your visit to provide additional products and services. If you'd like to opt out, please go to the Network Advertising Initiative website (please note that by clicking this link, a new window will open and that ŠKODA Insurance is not responsible for the content of external websites).


For our sites to operate correctly, you need to have cookies enabled. If you decide not to enable cookies, you can still browse the site but many key features will not be available. Most web browsers have cookies enabled, but if you wish to turn them off please use your browser’s Help function.

At any time you can change your web browser settings to reject or delete cookies that have already been saved on your computer. This can be done by using the 'Delete History' options found in the menu-bar within your web browser. However this will prevent some parts of the website from working correctly on your computer.

For specific information about how cookies are handled on your own PC or Internet enabled device, or how you control the use of cookies, you will need to consult the user guides or instructions held within your PC device operating instructions. Alternatively, you can visit the user help instructions held within your specific Internet browser software itself.


On we display certain content using Adobe Flash Player. Adobe uses Flash cookies (also known as local shared objects) to improve your experience as a user. Flash cookies are stored on your device in the same way as normal cookies, but your browser manages them differently. If you would like to disable or delete a Flash cookie, see Adobe Flashplayer Security Settings. Please be advised that if you disable Flash cookies, you will be unable to access certain types of content on the site.


For more information you can visit which fully details how they operate. This is a fully independent consumer help website.


We use the following cookies:

Strictly necessary cookies - These are cookies that are required for the operation of our website. For example, they include cookies that enable you to log into secure areas of our website.

Analytical/performance cookies - They allow us to recognise and count the number of visitors and to see how visitors move around the site when they’re using it. This helps us to improve the way our website works, for example by making sure users more easily find the information required and to enhance features. This site uses Google Analytics and Adobe reporting software. Google's own privacy policy can be found at and Adobe's privacy policy can be found at

Functionality cookies - These are used to recognise you when you return to our website. This enables us to personalise our content for you and remember your preferences.

Targeting cookies - These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose

Remarketing - We use 3rd party vendor re-marketing tracking cookies. This means we will continue to show ads to you across the internet. We are not collecting any identifiable information through the use of Google’s or any other 3rd party remarketing system.

The third-party vendors, including Google, LinkedIn and Twitter, whose services we use will place cookies on web browsers in order to serve ads based on past visits to our website. This allows us to tailor our marketing messages and continue to market our services to those who have shown interest in our service.

To opt out of third-party vendor's use of cookies you can visit The Network Advertising Initiative opt-out page.

You can find more information about the individual cookies we use and the purposes for which we use them below:

  • Cookie name: _ga, _gid, _gat, _gat_UA, _dc_gtm
    Cookie purpose: Google Analytics cookie tracking. Used to collect aggregated information on site usage and help us to improve our site.
  • Cookie name: Doubleclick, Google, Intellidirect, Sophus ADNXS, Facebook, Twitter, Aggregate Knowledge
    Cookie purpose: Sometimes we'll advertise on third-party websites. These cookies are used to help us see which advertisements you interact with. Each individual advertiser uses its own tracking cookies and the data taken is not confidential or interchangeable.
  • Cookie name: ServerID
    Cookie purpose: Used to identify the web server that served the last page to the browser. Improves the performance of the site.
  • Cookie name: userAcceptsCookieTerms
    Cookie purpose: Used to determine if the user should have the cookie notice displayed.
  • Cookie name: AMCV_###@AdobeOrg, AMCVS_###@AdobeOrg, s_cc, s_getNewRepeat, s_vi, s_fid
    Cookie purpose: Adobe Analytics uses cookies to differentiate requests from different browsers and to store helpful information that an application can use later. They may also be used to associate browsing information to customer records. In particular, Analytics uses cookies to anonymously define new visitors, help analyse clickstream data, and track historical activity on the website, such as response to particular campaigns or the length of the sales cycle.
  • Cookie name: LPVID
    Cookie purpose: This cookie is associated with LivePerson, which enables us to add online chat functionality to communicate directly with visitors. This cookie is a unique visitor identifier.
  • Cookie name: sc.UserId, sc.Status, sc.ASP_NET_SESSIONID, sc.OptOut, s_fid, s_vi_###
    Cookie purpose: SessionCam tracking is used to understand and improve the customer experience on our site.